If you run a staffing agency, you know how it goes: demand surges, clients call, and it’s go-time. Whether it’s a warehouse needing overnight crews, a hotel staffing up for an event, or an importer rushing to process a fresh shipment of avocados or flowers, you’re expected to deliver. Fast.
Many Latino-owned staffing firms are doing just that—quietly, consistently, and with deep roots in the communities they serve. These firms bridge cultural gaps, speak the language (often both), and bring trusted talent to essential industries like logistics, commercial cleaning, agriculture, hospitality, and security.
But behind every filled shift is a growing challenge most people don’t see.
The Hidden Cost of Growth: Payroll
Here’s the reality: workers need to be paid weekly or biweekly. But most clients pay 30, 60, or even 90 days after the job is done.
That cash flow gap can leave even thriving staffing companies stuck, unable to take on new business because there’s no room to front payroll. According to the American Staffing Association, the U.S. staffing industry generates over $150 billion annually—but that volume doesn’t change the day-to-day cash crunch for small and midsize firms, especially those growing fast.
This challenge is even sharper in seasonal sectors like floral logistics, agriculture, or cold chain distribution—industries with big labor spikes during holidays, harvests, or sudden surges in demand. Your clients need crews now, but your bank account is waiting on receivables.
Read more: Top Staffing Firms Strategies to Adapt to Today's Job Market
Why Latino-Owned Staffing Firms Feel It More
While the number of Latino-owned employer businesses grew by 35% from 2007 to 2019, according to the U.S. Small Business Administration, many still face unequal access to traditional financing. That makes it harder to get short-term capital when it's needed most—like during payroll week after a big client onboarding.
Instead of tapping a line of credit or waiting weeks for loan approval, more firms are turning to flexible solutions like payroll funding to bridge the gap.
A Smarter Way to Fund Payroll
The biggest hurdle for many firms is cash flow management. At Summar Financial, we specialize in helping Latino-owned and specialized staffing firms stay ahead of their cash flow.
Our payroll funding services let you:
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Get same-day access to capital based on your client invoices
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Pay your workers on time, every time
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Say yes to new contracts without stressing about payroll
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Avoid the long wait times and rigid requirements of traditional bank loans
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Offload risk with non-recourse factoring (we absorb the risk on approved invoices)
With payroll funding, you don’t wait to grow—you grow because you don’t have to wait.
Read more: Mastering Finance Essentials: A Guide for Staffing Agency Executives
Don’t Let Cash Flow Stall Your Growth
You’ve built your business by showing up—by solving real labor challenges for industries that depend on you. But growth without funding support can leave even the strongest agency running on empty.
Whether you’re ramping up for Valentine’s flower season, peak produce shipping, or back-to-school deep cleaning contracts, Summar helps you cover payroll with confidence.
Explore more insights on funding solutions for staffing firms on our blog, or contact us today to learn how our flexible, industry-specific solutions can help your business thrive.